Sharing a Business Space? Know the Risks

Sharing a business space reduces costs but there may be hidden financial risks. If you are planning to share a space with another professional or business, it’s important that you are protected by the right type of insurance. Your current policy may not adequately cover your business if you plan to, or are currently co-working with another professional in your industry or related enterprise.  Sharing... Read Article

How to Minimize the Fire Hazards in Your Home

Your home is probably your most valuable possession; losing it to fire is unimaginable – but it happens. As a homeowner, you can take steps to minimize the fire hazards in your home and not only protect your loved one, but also avoid expensive property damage. Plan an Escape Route Every family member should be involved in a fire safety plan so each person knows exactly what... Read Article

How to Survive a Business Interruption

While all business owners want their enterprises to be both productive and profitable, you may not have considered the costs associated with a business interruption. Your business interruption coverage can be added to your property insurance and this form of insurance is critical in keeping your business fully protected. It is impossible to predict every eventuality, particularly the damage incurred when a heavy storm or other disaster... Read Article

Don’t Let Water Damage Soak Through Your Savings

Damage to a home can be costly and time-consuming to repair, but the dangers associated with water damage extend beyond the immediately obvious. Even surfaces that do not feel wet to the touch may conceal serious damage to internal structures and this can lead to even greater repair costs down the line. If the damage isn’t covered by your homeowner’s insurance then expect the repair... Read Article

Seven Steps to a Safer Workplace

Business owners are responsible for keeping the workplace safe and OSHA (Occupational Safety and Health Administration) compliant. But accidents still happen. When a worker, customer, or client is injured, it is not only upsetting but there are often long term consequences. All business owners can reduce risk and maintain a safer, healthier workplace by taking the following seven steps: Ongoing training. Every new employee must... Read Article