Can Your Business Afford to Lose $3,000 a Day?

The recent storms that swept across the country shut many businesses down for days on end. Downtime like that can cost your business big bucks: The Symantec 2011 SMB Disaster Preparedness Survey revealed that disasters cost inoperable small businesses an average of $3,000 a day. Most people would never consider opening a business without coverage for things like fires and weather events. But many small... Read Article

Insurance Wholesaler-Distributors Need

As a wholesaler-distributor, you most likely need coverage for your building, your business personal property, the personal property of others in your care, liability and employee on-the-job injuries. And that is probably just the beginning since wholesaler-distributors face some pretty unique risks. Below are some common industry risks that can help you think about insurance wholesaler-distributors need. Not every insurer or policy offers coverage for... Read Article

What You Need in Restaurant Insurance

As a restaurant owner, what you need in restaurant insurance probably includes coverage for your building, your business personal property, the personal property of others in your care, liability and employee on-the-job injuries. And that is probably just the beginning since restaurants face some pretty unique risks. Below are some common industry risks that can help you think about what you need in restaurant insurance.... Read Article

Is a Side Job for Extra Money Right for You?

If you’re not too tired after working your demanding day job, you might consider picking up a side job for extra money (a.k.a. “moonlighting”). It’s especially worth looking into before the holiday shopping season gets in full swing. According to the Bureau of Labor Statistics, nearly 6.8 million Americans work more than one job. That equates to 4.6 percent of all employed people. There are... Read Article

Video: Why Life Insurance for Business Owners Matters

Amanda Moses’ story highlights why life insurance for business owners matters. In 2001, Amanda was straightening up her home when the news came across the television: A small plane had crashed at the nearby Talladega, Ala., airport. There were no survivors. Amanda’s husband, Jeff, and four coworkers were aboard, on their way home from a trip to see clients in Ohio. In an instant, Amanda... Read Article